Group Benefits

Are you aware that UBCM provides the following insurance coverage to over 2,700 employees covered by approximately 110 local governments and other community based agencies (including limited coverage for elected officials):

  • Dental
  • Extended Health Benefits
  • Group Life
  • Accidental Death and Dismemberment
  • Optional Group Life
  • Dependent Life
  • Short Term and Long Term Disability
  • Employee Assistance Program
  • Critical Illness Benefit
  • Health Spending Accounts
  • @live Wellness Program

Our Advantage

  • Flexibility. You are the policyholder, so you can tailor your plans to meet your specific needs or if you need to align plan design with local collective agreements.
  • Improved Access to Benefit Coverage. You can get coverage that may otherwise not be available in the marketplace to local governments.
  • Increased Bargaining Power. Negotiate rates on premiums, renewals and claims management. · Reduced Cost. No broker payments/commissions and more cost efficient administration due to the size of the UBCM plan.
  • UBCM Value-Added Services
    • UBCM representation/assistance with claims issues
    • UBCM provides employee booklets
    • Ensuring timely information/quotes are received
    • Assistance during negotiations
    • Staff member is a trustee on the Board of Municipal Pension Plan
    • Conferences/networking opportunities
  • Access to Professional Assistance
    • Benefit program design, monitoring insurance company practices and reporting trends in the marketplace with assistance from Towers Perrin and UBCM.
    • Annual audit of plan underwriting provisions, including a detailed analysis of current and historical financial experience, and review of annual expense levels relative to competitive practice of groups of similar size and structure through an international consulting firm.
  • Evaluation. Periodically market the plan to demonstrate good governance and test the competitiveness of the plan.

Please contact the UBCM Office with any questions you may have about the UBCM Group Benefits Program or would like a quote.

The following links may also be of assistance to UBCM members: